Tips for Landlords, Building and Home Owners
Fall Maintenance Checklist for NYC Area Landlords
Cooler temperatures and brightly colored foliage herald the arrival of fall here in the New York City area. In addition to clearing leaves from gutters and drains, building owners should…
How to Survive a Challenging Insurance Market
You’ve heard the saying “it’s not what you know, it’s who you know.” At City Building Owners Insurance, we make it our business to know what and who. Specifically, we…
Common Misconceptions About Insurance Premium Increases
Insurance providers look at many factors when determining what rate and coverage to offer at renewal. The inherent complexity of the insurance industry can leave property owners confused about the…
6 Steps for Choosing the Right Homeowners Insurance
Moving into a new home is an exciting event. Less exciting, but critically important, is selecting a homeowners’ insurance policy to protect your new home and everything in it. Choosing…
Property Registration for New York City Landlords—Get Started Now
New York City’s Department of Housing Preservation & Development (HPD) requires annual property registration by owners of residential buildings that meet the following requirements: Multiple dwelling (3 or more residential…
Aging in Place? Insurance and Safety Tips for Empty Nesters and Retirees
While some choose to downsize or move into a retirement community, many older Americans would rather stay in the familiar setting of their own home. With proper planning, many seniors…
How Cyber Insurance Protects NYC Landlords
Cyber attacks are on the rise. According to the Hiscox Cyber Readiness Report 2024, the number of U.S. businesses that experienced a cyberattack has risen steadily for four years in a…
Pest Control Responsibilities for NYC Landlords
Summertime in the city conjures thoughts of picnics, sporting events, and lazy days at the beach. But the warm weather also brings more roaches and rodents, the most common unwanted…
What Is Loss of Use Coverage and What Does It Cover?
Many homeowners’ insurance policies include Loss of Use coverage, also known as Additional Living Expenses (ALE) coverage. If damage from a covered event requires you to move out of your…
Understanding Basic Form, Broad Form Coverage and Special Form Coverage
When comparing insurance policies for your apartment building, make sure you understand the differences between Basic Form coverage, Broad Form coverage, and Special Form coverage. The first two might save you…