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Tips for Landlords, Building and Home Owners

fall landlord maintenance checklist

Fall Maintenance Checklist for NYC Area Landlords

Cooler temperatures and brightly colored foliage herald the arrival of fall here in the New York City area. In addition to clearing leaves from gutters and drains, building owners should…

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Row of Brownstones in New York

How to Survive a Challenging Insurance Market

You’ve heard the saying “it’s not what you know, it’s who you know.” At City Building Owners Insurance, we make it our business to know what and who. Specifically, we…

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increasing insurance premiums

Common Misconceptions About Insurance Premium Increases

Insurance providers look at many factors when determining what rate and coverage to offer at renewal. The inherent complexity of the insurance industry can leave property owners confused about the…

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shopping for homeowners insurance

6 Steps for Choosing the Right Homeowners Insurance

Moving into a new home is an exciting event. Less exciting, but critically important, is selecting a homeowners’ insurance policy to protect your new home and everything in it. Choosing…

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Property Registration for New York City Landlords—Get Started Now

New York City’s Department of Housing Preservation & Development (HPD) requires annual property registration by owners of residential buildings that meet the following requirements: Multiple dwelling (3 or more residential…

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senior safety and insurance

Aging in Place? Insurance and Safety Tips for Empty Nesters and Retirees

While some choose to downsize or move into a retirement community, many older Americans would rather stay in the familiar setting of their own home. With proper planning, many seniors…

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cyber insurance for landlords

How Cyber Insurance Protects NYC Landlords

Cyber attacks are on the rise. According to the Hiscox Cyber Readiness Report 2024, the number of U.S. businesses that experienced a cyberattack has risen steadily for four years in a…

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what loss of use coverage pays for

What Is Loss of Use Coverage and What Does It Cover?

Many homeowners’ insurance policies include Loss of Use coverage, also known as Additional Living Expenses (ALE) coverage. If damage from a covered event requires you to move out of your…

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Comparison of Basic Form, Broad Form, and Special Form insurance coverage for apartment building owners

Understanding Basic Form, Broad Form Coverage and Special Form Coverage

When comparing insurance policies for your apartment building, make sure you understand the differences between Basic Form coverage, Broad Form coverage, and Special Form coverage. The first two might save you…

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NYC landlord allergen compliance

New York’s Indoor Allergen Law: What Landlords Need to Know

New York City landlords must perform annual inspections of units for indoor allergen hazards under New York's indoor allergen law. New York’s Local Law 55 of 2018, also known as the…

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