Tips for Landlords, Building and Home Owners
How to Prevent Online Identity Theft
Is someone online pretending to be you when shopping or banking? Have your online identity and passwords been posted on the dark web for sale? Unfortunately, the answer is, “quite…
How to Prevent Frozen Pipes This Winter
Brrr . . . It’s getting cold outside! Freezing temperatures can lead to frozen pipes and water damage in your home or building. Fortunately, you can take several steps to…
Best Practices for Insuring Apartment Buildings, Condos and Co-ops
Insuring apartment buildings and condominium and co-op buildings can be complicated. Understanding where the responsibilities lie between owners and tenants—as well as what insurance you can and should require from…
How to Insure Your Home When Selling
Your house is for sale, and real estate agents and prospective buyers are trooping through it. Maybe you’ve already moved, and your home is vacant. Are you insured if one…
Keep Those Fire Escapes in Working Condition
New York City building owners with outside fire escapes have two choices regarding these external means of egress: keep them maintained or remove them. Fire escapes are a classic feature…
Understanding Basic, Broad Form Coverage and Special Form Coverage
When comparing insurance policies for your apartment building, make sure you understand the differences between Basic Form coverage, Broad Form coverage, and Special Form coverage. The first two might save you…
Bed Bug Reporting Requirements for New York City Landlords
New York City requires landlords of multiple dwellings (3+ residential units) to file an Annual Bed Bug Report that discloses any bed bug infestations on the property in the previous…
Are Riots and Looting Insured?
If rioters or looters damage your commercial property, will your insurance policy cover it? The short answer: yes. As the Insurance Information Institute notes, virtually all businessowners and commercial insurance…
Water in Your Building: What Does Water Coverage Provide?
Every day, at least one water main breaks in New York City. The big breaks can flood subway tunnels and close streets, making life difficult and inconvenient for commuters, residents…
Winter Weather Home Protection When You’re Away From Home
You need to understand winter weather home protection because when you leave home in the winter, whether for a quick vacation or a longer stay somewhere warm, you want to…