Tips for Landlords, Building and Home Owners
Protect Your Property with Integrated Pest Management
Integrated pest management focuses on preventive measures, rather than pesticides, to keep homes pest-free. The best part? These practices are generally simple and inexpensive. Now that temperatures are heating up…
How to Prevent Carbon Monoxide Poisoning
You can’t see it. You can’t smell it. Carbon monoxide is a silent killer that can invade almost any home or vehicle without warning. Every year, according to the Centers…
When to Budget for Major Home Expenses
How long is your roof going to last? When should you budget for a new furnace? How much should you expect to spend on repairs and maintenance every year? What…
New York’s ‘Indoor Allergen’ Law: What Landlords Need to Know
New York’s Local Law 55 of 2018 created additional obligations for owners of multiple dwellings (3+ units) when it comes to pests, molds and other allergens. Owners must perform annual…
Sewer Backup Coverage: A Building Owner’s Friend
If you've received our postcards, you may have noticed that our policies include sewer backup coverage. That's because backed-up sewers can cause a great deal of damage to floors, walls,…
Coinsurance: What It Is & Why You Don’t Want It
A coinsurance clause typically appears in the "Conditions" section of an insurance policy. If you're short on time, here's the bottom line: you don't want it. Coinsurance can take many…
How to Prevent Frozen Pipes This Winter
Brrr . . . It’s getting cold outside! Freezing temperatures can lead to frozen pipes and water damage in your home or building. Fortunately, you can take several steps to…
Best Practices for Insuring Apartment Buildings, Condos and Co-ops
Insuring apartment buildings and condominium and co-op buildings can be complicated. Understanding where the responsibilities lie between owners and tenants—as well as what insurance you can and should require from…
How to Insure Your Home When Selling
Your house is for sale, and real estate agents and prospective buyers are trooping through it. Maybe you’ve already moved, and your home is vacant. Are you insured if one…
Keep Those Fire Escapes in Working Condition
New York City building owners with outside fire escapes have two choices regarding these external means of egress: keep them maintained or remove them. Fire escapes are a classic feature…