Homeowner Articles
Halloween Safety Tips Play up the Treats, Minimize the Tricks
All Hallows’ Eve began as an ancient Celtic harvest festival, marked by parties and feasts. The feasts have been replaced by mountains of candy, but one part of the festival…
Fall Maintenance Checklist: 16 Tasks to Prepare Your Home for Winter
It’s official—autumn has arrived here in the Northeast. Spending a day or two this fall on a few annual maintenance tasks can help prevent common winter emergencies like home heating…
Understanding Other Structures Coverage in Homeowners Insurance: What’s Really Protected
What is considered Other Structures on homeowner’s insurance? You’d expect homeowner’s insurance to cover your home from damage, theft and liability. And it does. Your homeowner’s insurance can also offer…
14 Situations When You Need to Contact Your Insurance Partner
When should you contact your insurance agent/broker or insurance company? Of course, you need to contact them to file a claim or when an event may lead to a claim.…
Do Insurance Needs Change When the Mortgage Is Paid Off?
Paid off your mortgage? Congratulations! Your monthly mortgage payment probably included extra funds for property taxes and insurance. Of course, you’ll still have to pay taxes. But now that you…
The Difference Between Contents and Structures Insurance Coverage
If you’ve ever purchased—or simply researched—property insurance, you’ve likely encountered the terms “contents” and “structures” coverage. In a nutshell, “structures” refers to the insured building and other structures, and “contents”…
Can Your Homeowners Insurance Weather Storm Season?
Various sources, including the National Oceanic and Atmospheric Administration (NOAA), predict an especially active 2024 Atlantic hurricane season, which started on June 1 and continues through November 30. The NOAA…
Protect Your Home While Traveling
Planning to travel this summer? If so, you’re not alone. According to the Summer Travel Survey 2024 published by The Vacationer, nearly 82% of American adults plan to travel this…
How to Identify and Address Gaps in Your Homeowners Insurance
You may not have considered homeowner’s insurance policy gaps. You own a home. You buy homeowners insurance. Simple, right? Not always. There are a number of situations a standard homeowner’s…
Enjoy the Outdoors with These Summer Safety Tips
With kids out of school and sunshine (usually) in abundance, the summer months are the perfect time to get outside. Spending more time outdoors also increases the potential for accidents,…