Homeowners Insurance and Property Protection Insights
The following articles provide practical information for homeowners seeking to understand insurance, protect their property, and make informed decisions about coverage and risk. You’ll find guidance on common claims, coverage options, maintenance considerations, and tips to help safeguard your home and your investment.
When to Budget for Major Home Expenses
How long is your roof going to last? When should you budget for a new furnace? How much should you expect to spend on repairs and maintenance every year? What…
Slip-and-Fall Risks Every Homeowner Should Watch for
A slip, trip or fall can be minor, or it can result in serious injury and expensive medical bills. Each year, nearly eight million people are hospitalized because of falls,…
6 Common Winter Home Disasters and How to Avoid Them
Harsh winter weather—including below-freezing temps, high winds, and ice and snow storms—can cause thousands of dollars in damage to both the exterior and interior of your home. Fortunately, you’re not…
Christmas Tree Disposal Options for New Yorkers
Disposing of a Christmas tree is often one of the most daunting aspects of the post-holiday season. Fortunately, most municipalities try to make this chore as easy for residents as…
5 New Year’s Resolutions for Insurance Policyholders
The start of the year is a great time to think about upcoming changes and how to prepare for any unique challenges and adventures ahead. Consider making the following five…
Stay Safe on the Road This Holiday Season
The American Automobile Association (AAA) projects that at least 73 million people will travel at least 50 miles by car this Thanksgiving holiday. While this number includes an additional 1.6…
Protect Your Home with These Holiday & Winter Fire Safety Tips
Thanksgiving marks the official start of the holiday season here in the U.S. This uniquely American holiday also ushers in the months with the highest rate of home fires. More…
How to Protect Yourself from Porch Pirates
The fanciful name hides an ever-growing crime. Each year, porch pirates are stealing packages worth billions from porches, stoops, vestibules, lobbies and doorsteps. In New York City alone, according to…
How Do I Calculate the Replacement Cost of My Home?
When it comes to insuring your home, you need to think in terms of replacement cost, not market value. Replacement cost reflects the amount required to rebuild your home, as…
Halloween Safety Tips Play up the Treats, Minimize the Tricks
All Hallows’ Eve began as an ancient Celtic harvest festival, marked by parties and feasts. The feasts have been replaced by mountains of candy, but one part of the festival…