Homeowners Insurance and Property Protection Insights
The following articles provide practical information for homeowners seeking to understand insurance, protect their property, and make informed decisions about coverage and risk. You’ll find guidance on common claims, coverage options, maintenance considerations, and tips to help safeguard your home and your investment.
6 Steps for Choosing the Right Homeowners Insurance
Moving into a new home is an exciting event. Less exciting, but critically important, is selecting a homeowners’ insurance policy to protect your new home and everything in it. Choosing…
Aging in Place? Insurance and Safety Tips for Empty Nesters and Retirees
While some choose to downsize or move into a retirement community, many older Americans would rather stay in the familiar setting of their own home. With proper planning, many seniors…
What Is Loss of Use Coverage and What Does It Cover?
Many homeowners’ insurance policies include Loss of Use coverage, also known as Additional Living Expenses (ALE) coverage. If damage from a covered event requires you to move out of your…
Can Your Homeowners Insurance Weather Storm Season?
Many homeowners who don’t live in areas prone to flooding assume that their homeowners’ insurance policy will protect them during storm season. For homeowners in the mid-Atlantic, especially the New…
Enjoy the Outdoors with These Summer Safety Tips
With kids out of school and sunshine (usually) in abundance, the summer months are the perfect time to enjoy the outdoors. As the song says, the living may be easy,…
A Homeowner’s Checklist for Home Improvement Projects
For many homeowners, warmer weather means home improvement projects around the house and yard. Whether large or small, follow these steps before starting a project or hiring a contractor to…
What Is Your Liability if Your Dog Bites Someone?
Nearly 90 million dogs live in 65 million U.S. households, with roughly 600,000 dogs in New York City alone. It’s no secret that many humans dote on their “fur babies,”…
Top 5 Homeowners Insurance Claims (and Tips for Avoiding Them)
Homeowners’ insurance offers a financial safety net against many of life’s curveballs. However, each claim you file comes with a risk. Your insurance company can raise your rates, or, if…
Homeowners Insurance Quotes: Why Do Insurance Companies Ask So Many Questions?
If you think that shopping for homeowners insurance quotes often feels like an interview . . . you're not wrong. Insurance agents and brokers aren’t being nosy. They know what an…
These 6 Common Homeowners Insurance Myths Could Cost You Money
Homeowners insurance can be complicated. Maybe that’s why two-thirds of U.S. homes are underinsured, according to industry statistics. The complexity of property and casualty insurance probably explains why some misconceptions…