Homeowner Articles
How to Identify and Address Gaps in Your Homeowners Insurance
You may not have considered homeowner’s insurance policy gaps. You own a home. You buy homeowners insurance. Simple, right? Not always. There are a number of situations a standard homeowner’s…
Enjoy the Outdoors with These Summer Safety Tips
With kids out of school and sunshine (usually) in abundance, the summer months are the perfect time to get outside. Spending more time outdoors also increases the potential for accidents,…
Stay Safe During National Electrical Safety Month
May is National Electrical Safety Month, making this a good time to review electrical safety. Electricity can be dangerous, whether the hazard is a crane contacting an overhead line or…
Spring Cleaning? Don’t Forget Your Homeowners Insurance
Spring has officially arrived. Daylight Saving Time has returned. And as the weather turns warmer, many people are taking part in the ritual of spring cleaning. This practice often involves…
12 Tips to Avoid Kitchen Fires (and What to Do if One Occurs)
It isn’t just sharp knives and overindulgence in cooking wine that makes kitchens dangerous places. According to the National Fire Protection Association (NFPA), cooking fires are the leading cause of…
Home Replacement Cost vs. Market Value: What’s the Difference?
Homeowners often wonder why their home's replacement cost differs from its market value and how those two numbers should affect homeowners insurance decisions. Your home’s replacement cost reflects what it…
Warning Signs Your Home Could Need a New Roof
The roof is one of the most essential—and expensive—parts of your home. While a roof is built to last years, it will need to be eventually replaced. Also, the actual…
Eco-Friendly Appliances Offer Long-Term Savings and Environmental Benefits
When it comes time to replace appliances, low- to mid-price devices can save money up front while eco-friendly appliances typically carry a higher price tag. It can be tempting to…
Keep Your Basement Dry with These Tips
Nothing strikes terror into a homeowner’s heart like coming home to water flooding the basement. Unfortunately, climate change has made basement floods increasingly common. It’s not only a pain to…
5 New Year’s Resolutions for Insurance Policyholders
The start of the year is a great time to think about upcoming changes and how to prepare for any unique challenges and adventures ahead. Consider making the following five…