Homeowner Articles
What Is Your Liability if Your Dog Bites Someone?
Nearly 90 million dogs live in 65 million U.S. households, with roughly 600,000 dogs in New York City alone. It’s no secret that many humans dote on their “fur babies,”…
Top 5 Homeowners Insurance Claims (and Tips for Avoiding Them)
Homeowners’ insurance offers a financial safety net against many of life’s curveballs. However, each claim you file comes with a risk. Your insurance company can raise your rates, or, if…
Spring Maintenance and Safety Tips for Homeowners
As the days get longer and temperatures climb, many people tackle spring cleaning chores as they air out their homes and spend more time outdoors. We invite you to add…
Homeowners Insurance Quotes: Why Do Insurance Companies Ask So Many Questions?
If you think that shopping for homeowners insurance quotes often feels like an interview . . . you're not wrong. Insurance agents and brokers aren’t being nosy. They know what an…
These 6 Common Homeowners Insurance Myths Could Cost You Money
Homeowners insurance can be complicated. Maybe that’s why two-thirds of U.S. homes are underinsured, according to industry statistics. The complexity of property and casualty insurance probably explains why some misconceptions…
Natural Disasters Anywhere Can Affect Insurance Premiums Everywhere
When a fire, earthquake, hurricane or tornado happens elsewhere in the country, our hearts go out to the people who’ve suffered. We’re also thankful that the disaster happened somewhere else…
How Water Sensors and Leak Detection Technology Affect Homeowners Insurance
Water damage, combined with freezing, represents the second most common cause of home insurance claims, following wind or hail damage. According to the Insurance Information Institute, the average loss of…
Ask These 4 Questions Before Filing a Homeowners Insurance Claim
If your home undergoes major damage from an insured peril, filing a claim against your homeowners insurance policy is a no-brainer. But what if the potential loss is smaller? Is…
5 Steps to Create a Home Inventory for Insurance Protection
Do you have an up-to-date home inventory? If not, you’re not alone: According to a 2023 Insurance Information Institute (III)/Munich Re Consumer Survey, only 47% of homeowners reported having such…
How to Improve Home Security and Safety
Recent reports from the FBI and the Council on Criminal Justice (CCJ) indicate that home burglary rates have dropped in the United States. The FBI Crime Data Explorer shows a…