Landlord / Building Owner Articles
How to Shop for Building Insurance
You know your residential building needs insurance protection. What you might not know is how to find the commercial property coverage that best meets your needs. Sure, you will want…
New York City’s Heat Season Rules for Landlords
New York City requires building owners to provide tenants with heat and hot water. Heat requirements go into effect during “Heat Season,” while hot water must be provided year-round, 24…
A Guide to Landlord Responsibilities in New York City
Owners of residential apartment buildings in New York City have certain landlord responsibilities for maintenance and safety. Many of these responsibilities are outlined in multiple codes and laws, including the…
A Guide to Fallen Trees and Insurance Claims
Your neighbor’s tree falls on your house or car. Or it’s your tree and your neighbor’s house or car. Or maybe the tree doesn’t fall, but a storm blows a…
7 Signs You Need to Update Your Property Insurance
Most people don’t think about their property insurance until something happens. But when was the last time you made sure your coverage was up to date? It’s far more painful…
Why You Need to Know Your Insurance Company Rating
Before purchasing a policy, you’ll want to make sure that the insurance company you choose will be able to pay you after a claim is approved. Insurance company ratings are…
Homeowner Insurance and Building Insurance: Key Differences
People ask us all the time, what's the difference between homeowner insurance and building insurance? The answer typically comes down to whether you're insuring your primary residence or whether you…
Pest Control Responsibilities for NYC Landlords
The summer months often conjure thoughts of picnics, sporting events, and lazy days at the beach. But the warm weather also brings more roaches and rodents, the most common unwanted…
How and When to File a Landlord Insurance Claim
Landlord insurance protects building owners from financial loss due to property damage or liability claims. At City Building Owners Insurance, we help owners of apartment buildings, brownstones, and condominium and…
Best Practices for Building Management Associations
Good intentions aren’t enough to protect building associations and their boards of directors from legal claims. Directors and officers (D&O) liability insurance is essential for protecting the association and board members from…