While New York City maintains its water and sewage system, homeowners are responsible for the lines that run from the exterior of their property to the service lines in the street. Standard homeowners’ insurance policies exclude such repairs, which can…
Winter can be especially rough on houses. Pipes can freeze or burst. Roofs can leak. Winter storms can cause all sorts of problems, some of them expensive. When you’re not there to keep an eye on things, a small problem…
Most people don’t think about their property insurance until something happens. But when was the last time you made sure your coverage was up to date? It's far more painful to review your policies after a tragedy strikes. Here are…
Landlords of small multi-family buildings in the greater New York City area are saving money on insurance, without sacrificing coverage. In fact, this landlord discount insurance program offers added convenience, including online payments and interest-free financing. General Qualifications Several months…
Too many building owners put their landlord insurance on autopilot. Once they've bought a policy, they renew it year after year. However, this passive approach can quickly leave you underinsured. You might also pay unnecessarily higher premiums. We recognize that…
Certain building owners in Hudson County, N.J., are realizing huge savings in insurance premiums—more than 50% in some cases. And they're not gambling on a bare-bones insurance policy. Jersey City fire escapes qualify owners of three-story buildings for a comprehensive…
Do you own a residential building in Manhattan, Brooklyn or Queens with 20 or fewer units? The New York Brick & Brownstone Program could improve your coverage and save you money. Designed specifically for smaller properties in New York City,…
If we have security cameras at the building, can it lead to a discount in our premiums? Unfortunately, the answer is no. The sad fact is that too many business owners have tried to cut corners with fake security cameras,…
Combining multiple buildings on a single policy (a master policy of scheduled locations) is one of the ways in which we help building owners in New York City save money. To be clear, this type of coverage is different from…
Many landlords and building owners shop for cheap commercial property insurance. Reducing insurance costs is a good thing. In fact, we constantly look for ways to save our clients money. But cutting corners to lower insurance premiums could lead to…