Tips for Landlords, Building and Home Owners
Can I Protect My Rental Property with Homeowners Insurance?
You’ve just bought a rental property or you’re about to rent your home. Maybe you’ve inherited a home and want to rent it rather than sell it. Or you’ve bought…
What’s Your Sign? NYC Landlord Requirements for Signs & Notices
Various New York laws require landlords to post specific signs and notices for tenants. These include the Housing Maintenance Code (part of the NYC Administrative Code), the Multiple Dwelling Law,…
10 Ways to Lower Building Insurance Costs
When you get new insurance for your building or renew an existing policy, a representative from the insurance company will visit your property to evaluate it before setting your insurance…
Owner-Occupied Buildings: Why Building Owners Might Need Renter’s Insurance
While it might sound strange for a property owner to need renter’s insurance, this is often the case for owner-occupied buildings. A number of the building owners we insure in…
12 Tips to Avoid Kitchen Fires (and What to Do if One Occurs)
It isn’t just sharp knives and overindulgence in cooking wine that makes kitchens dangerous places. According to the National Fire Protection Association (NFPA), cooking fires are the leading cause of…
Home Replacement Cost vs. Market Value: What’s the Difference?
Homeowners often wonder why their home's replacement cost differs from its market value and how those two numbers should affect homeowners insurance decisions. Your home’s replacement cost reflects what it…
Keep Your Basement Dry with These Tips
Nothing strikes terror into a homeowner’s heart like coming home to water flooding the basement. Unfortunately, climate change has made basement floods increasingly common. It’s not only a pain to…
Does Your Family Have a Home Safety Checklist?
Not unlike home inventories, many people don’t think about creating and maintaining a home safety checklist. Fortunately, most of us feel safe in our homes, and we don’t spend much…
Stay Compliant: NYC Gas Leak Notice Requirements for Building Owners
New York City requires building owners and landlords to notify tenants of procedures to follow if they suspect a gas leak. The notification requirement applies to all tenant-occupied dwellings, including…
Apartment Building Insurance: How the Renewal Process Should Work
Sadly, many landlords only hear from their insurance partner at renewal time—usually in the form of a bill. We hope this isn’t the case for you because this scenario points…