Tips for Landlords, Building and Home Owners
7 Signs You Need to Update Your Property Insurance
Most people don’t think about their property insurance until something happens. But when was the last time you made sure your coverage was up to date? It’s far more painful…
Insurance Coverage for Life Estate Properties
What is a life estate and why do you need life estate coverage? Leaving a home to heirs that is currently occupied by a family member or someone else is…
Homeowner Insurance and Building Insurance: Key Differences
People ask us all the time, what's the difference between homeowner insurance and building insurance? The answer typically comes down to whether you're insuring your primary residence or whether you…
How and When to File a Landlord Insurance Claim
Landlord insurance protects building owners from financial loss due to property damage or liability claims. At City Building Owners Insurance, we help owners of apartment buildings, brownstones, and condominium and…
Best Practices for Building Management Associations
Good intentions aren’t enough to protect building associations and their boards of directors from legal claims. Directors and officers (D&O) liability insurance is essential for protecting the association and board members from…
Common Directors and Officers Liability Claims
While no one likes to think about lawsuits (except for perhaps litigation attorneys), they are a fact of life—one that association boards and property managers need to prepare for with…
How to File a Homeowners Insurance Claim
While homeowners insurance provides important financial protection against common losses, no one wants to go through the disruption and inconvenience of filing a claim. We’ve provided the information below in…
Why You Shouldn’t Own a Building in New York
If you own a building in your personal name, then you’re opening yourself up to a world of liability. Let’s say you’re a landlord. A tenant sues you over repairs…
Flood Recovery Guide: What to Do After a Flood
Floods often occur without warning, and the post-flood recovery process can be overwhelming. While we hope you don’t experience a flood, we’ve created a flood recovery guide with resources assembled…
When Is the Best Time to Shop for Landlord Insurance?
When shopping for landlord insurance, can you find bargains at certain times of the year, like buying cars and televisions? Or does it make sense to wait 60 to 90…










