Tips for Landlords, Building and Home Owners
Ensure Your Property Ownership Details Are Up-to-Date with Your Insurance Provider
Does the name on your insurance policy match the name on your property deed? While this may sound like a trick question, it’s a situation that we encounter from time…
Protect Your Home While Traveling
Planning to travel this summer? If so, you’re not alone. According to the Summer Travel Survey 2024 published by The Vacationer, nearly 82% of American adults plan to travel this…
How Replacement Cost and Actual Cash Value Impact Your Property Insurance
A large tree branch damages the roof. A leak on the top floor floods three units. A fire makes a unit uninhabitable. You compile a list of the damage, get…
How to Make Your NYC Property More Insurable
Two side-by-side buildings, seemingly identical, can have widely varying insurance premiums for many reasons. One major factor, which owners control, is how the building looks to an insurer. Taking care…
How to Identify and Address Gaps in Your Homeowners Insurance
You may not have considered homeowner’s insurance policy gaps. You own a home. You buy homeowners insurance. Simple, right? Not always. There are a number of situations a standard homeowner’s…
The Consequences of Underinsuring Your NYC Property
Do you have the right amount of insurance coverage for your needs? From time to time, we speak with building owners in the New York City area whose properties are…
What New York Landlords Need to Know About the ‘Good Cause’ Law
The following article is a guest post by Janet Nina Esagoff, Esq. Property owners and managers, take heed. New York State enacted the “Good Cause” Eviction Law (“GCL”) on April…
Insurance for Historic Buildings and Brownstones in NYC: Special Considerations and Tips
Homeowners shopping for New York City building insurance often have special needs. This is particularly true for owners who own historic buildings or need brownstone insurance or coverage for other…
Disaster Response Planning for New York City Landlords
An emergency can strike at any time, whether it’s a natural disaster, a gas line explosion, or something else. The time to review your disaster response plan is before an…
Ordinance or Law Insurance Coverage: Protecting NYC Property Owners Against Building Code Changes
In an older city like New York, Ordinance or Law coverage makes a lot of sense for building owners. Also known as building ordinance coverage, it protects property owners against…