Tips for Landlords, Building and Home Owners
What Kind of Insurance Do You Need for a NYC Brownstone?
New York’s brownstones are full of charm, but they also present unique risks when it comes to insurance. Their age, architecture, and historic value call for more than a basic…
Is Your Brownstone Property Insured as Property Values Rise?
New York’s iconic brownstones have always held timeless appeal. While real estate markets naturally fluctuate, brownstones—particularly in Brooklyn and Manhattan—consistently maintain their reputation as highly desirable properties. Their unique architectural…
Potential Insurance Benefits of Smart Home Devices
Smart home devices, such as security cameras and leak detectors, can help keep your home and family safe. They can also, depending upon your insurer, policy and location, lower your…
How to Survive a Challenging Insurance Market
You’ve heard the saying “it’s not what you know, it’s who you know.” At City Building Owners Insurance, we make it our business to know what and who. Specifically, we…
Common Misconceptions About Insurance Premium Increases
Insurance providers look at many factors when determining what rate and coverage to offer at renewal. The inherent complexity of the insurance industry can leave property owners confused about the…
6 Steps for Choosing the Right Homeowners Insurance
Moving into a new home is an exciting event. Less exciting, but critically important, is selecting a homeowners’ insurance policy to protect your new home and everything in it. Choosing…
Aging in Place? Insurance and Safety Tips for Empty Nesters and Retirees
While some choose to downsize or move into a retirement community, many older Americans would rather stay in the familiar setting of their own home. With proper planning, many seniors…
How Cyber Insurance Protects NYC Landlords
Cyber attacks are on the rise. According to the Hiscox Cyber Readiness Report 2024, the number of U.S. businesses that experienced a cyberattack has risen steadily for four years in a…
What Is Loss of Use Coverage and What Does It Cover?
Many homeowners’ insurance policies include Loss of Use coverage, also known as Additional Living Expenses (ALE) coverage. If damage from a covered event requires you to move out of your…
Understanding Basic Form, Broad Form Coverage and Special Form Coverage
When comparing insurance policies for your apartment building, make sure you understand the differences between Basic Form coverage, Broad Form coverage, and Special Form coverage. The first two might save you…