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Tips for Landlords, Building and Home Owners

Halloween Safety Image

Halloween Safety Tips Play up the Treats, Minimize the Tricks

All Hallows’ Eve began as an ancient Celtic harvest festival, marked by parties and feasts. The feasts have been replaced by mountains of candy, but one part of the festival…

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nyc brownstone insurance

What Kind of Insurance Do You Need for a NYC Brownstone?

New York’s brownstones are full of charm, but they also present unique risks when it comes to insurance. Their age, architecture, and historic value call for more than a basic…

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Is Your Brownstone Property Insured as Property Values Rise?

Is Your Brownstone Property Insured as Property Values Rise?

New York’s iconic brownstones have always held timeless appeal. While real estate markets naturally fluctuate, brownstones—particularly in Brooklyn and Manhattan—consistently maintain their reputation as highly desirable properties. Their unique architectural…

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Smartphone with security apps that can save money on insurance

Potential Insurance Benefits of Smart Home Devices

Smart home devices, such as security cameras and leak detectors, can help keep your home and family safe. They can also, depending upon your insurer, policy and location, lower your…

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Row of Brownstones in New York

How to Survive a Challenging Insurance Market

You’ve heard the saying “it’s not what you know, it’s who you know.” At City Building Owners Insurance, we make it our business to know what and who. Specifically, we…

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increasing insurance premiums

Common Misconceptions About Insurance Premium Increases

Insurance providers look at many factors when determining what rate and coverage to offer at renewal. The inherent complexity of the insurance industry can leave property owners confused about the…

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shopping for homeowners insurance

6 Steps for Choosing the Right Homeowners Insurance

Moving into a new home is an exciting event. Less exciting, but critically important, is selecting a homeowners’ insurance policy to protect your new home and everything in it. Choosing…

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senior safety and insurance

Aging in Place? Insurance and Safety Tips for Empty Nesters and Retirees

While some choose to downsize or move into a retirement community, many older Americans would rather stay in the familiar setting of their own home. With proper planning, many seniors…

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cyber insurance for landlords

How Cyber Insurance Protects NYC Landlords

Cyber attacks are on the rise. According to the Hiscox Cyber Readiness Report 2024, the number of U.S. businesses that experienced a cyberattack has risen steadily for four years in a…

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what loss of use coverage pays for

What Is Loss of Use Coverage and What Does It Cover?

Many homeowners’ insurance policies include Loss of Use coverage, also known as Additional Living Expenses (ALE) coverage. If damage from a covered event requires you to move out of your…

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