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Tips for Landlords, Building and Home Owners

Row of Brownstones in New York

How to Survive a Challenging Insurance Market

You’ve heard the saying “it’s not what you know, it’s who you know.” At City Building Owners Insurance, we make it our business to know what and who. Specifically, we…

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increasing insurance premiums

Common Misconceptions About Insurance Premium Increases

Insurance providers look at many factors when determining what rate and coverage to offer at renewal. The inherent complexity of the insurance industry can leave property owners confused about the…

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shopping for homeowners insurance

6 Steps for Choosing the Right Homeowners Insurance

Moving into a new home is an exciting event. Less exciting, but critically important, is selecting a homeowners’ insurance policy to protect your new home and everything in it. Choosing…

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senior safety and insurance

Aging in Place? Insurance and Safety Tips for Empty Nesters and Retirees

While some choose to downsize or move into a retirement community, many older Americans would rather stay in the familiar setting of their own home. With proper planning, many seniors…

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cyber insurance for landlords

How Cyber Insurance Protects NYC Landlords

Cyber attacks are on the rise. According to the Hiscox Cyber Readiness Report 2024, the number of U.S. businesses that experienced a cyberattack has risen steadily for four years in a…

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what loss of use coverage pays for

What Is Loss of Use Coverage and What Does It Cover?

Many homeowners’ insurance policies include Loss of Use coverage, also known as Additional Living Expenses (ALE) coverage. If damage from a covered event requires you to move out of your…

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Comparison of Basic Form, Broad Form, and Special Form insurance coverage for apartment building owners

Understanding Basic Form, Broad Form Coverage and Special Form Coverage

When comparing insurance policies for your apartment building, make sure you understand the differences between Basic Form coverage, Broad Form coverage, and Special Form coverage. The first two might save you…

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NYC landlord allergen compliance

New York’s Indoor Allergen Law: What Landlords Need to Know

New York City landlords must perform annual inspections of units for indoor allergen hazards under New York's indoor allergen law. New York’s Local Law 55 of 2018, also known as the…

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Shows Scaffolding on the Side of a New York Apartment Building Undergoing Repairs

Hiring Contractors? Follow These Risk Management Tips

While some property owners are handy and enjoy upgrading and maintaining their buildings, most people rely on professional contractors. Even minor repairs and improvements, however, can involve some level of…

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home renovation checklist

A Homeowner’s Checklist for Home Improvement Projects

For many homeowners, warmer weather means home improvement projects around the house and yard. Whether large or small, follow these steps before starting a project or hiring a contractor to…

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