Homeowner Articles
Does Your Family Have a Home Safety Checklist?
Not unlike home inventories, many people don’t think about creating and maintaining a home safety checklist. Fortunately, most of us feel safe in our homes, and we don’t spend much…
How Much Homeowners Insurance Do I Need?
How much homeowners insurance should you get? If you say, “I paid this much for my house, so that’s how much insurance I need,” you should know that how the…
How to Protect Yourself from Porch Pirates
The fanciful name hides an ever-growing crime. Porch pirates are stealing an increasing number of packages from, well, porches, stoops, vestibules, lobbies and doorsteps. In New York City alone, according…
How Often Should You Review Your Insurance?
Insurance isn’t a “set it and forget it” deal. Treating it that way could mean you’re paying too much, aren’t adequately insured, or don’t have the right coverage. This is…
A Guide to Shopping for Homeowners Insurance
You’re excited to remove the “For Sale” sign at your new home or condo. A bit less exciting is selecting the right homeowners’ insurance for your new property. Choosing the…
A Guide to Fallen Trees and Insurance Claims
Your neighbor’s tree falls on your house or car. Or it’s your tree and your neighbor’s house or car. Or maybe the tree doesn’t fall, but a storm blows a…
A Homeowner’s Guide to Water Heater Safety
Water heaters are often forgotten as they sit in a utility closet, basement or garage until they break down and leave residents without hot water. Neglecting a water heater…
Insurance Coverage for Life Estate Properties
What is a life estate and why do you need life estate coverage? Leaving a home to heirs that is currently occupied by a family member or someone else is…
Why You Need to Know Your Insurance Company Rating
Before purchasing a policy, you’ll want to make sure that the insurance company you choose will be able to pay you after a claim is approved. Insurance company ratings are…
Preparing for Flood Season: What You Need to Know About Floods and Flood Insurance
Here on the East Coast, the summer months not only bring people out of their homes to enjoy the outdoors, but it also brings hurricanes and floods. (The Atlantic hurricane season…