Homeowner Articles
POLL: Most Policyholders Aren’t Sure What Their Homeowners Insurance Covers
According to a poll reported in the New York Post, most policyholders (79%) have read through their homeowners insurance policy at least once, while 30% say they frequently read their…
Why (and How Often) Property Owners Should Clean Dryer Vents
According to the National Fire Protection Association (NFPA), dryer vents clogged with lint and other debris cause an average of 4,470 fires every year. But keeping dryer vents clean offers…
Fire Extinguisher & Smoke Alarm Maintenance Tips
Fire safety equipment like smoke alarms and fire extinguishers provide crucial extra time to get out of a burning home or building, but many people don’t know how to maintain…
Strategies to Help You Avoid Distracted Driving
According to the 2020 Traffic Culture Safety Index, published by the AAA Foundation for Traffic Safety, most drivers (79.7%) consider using a handheld cell phone as extremely or very dangerous…
House Hacks for First-Time Homeowners: What to Do as Soon as You Move in
The road toward homeownership can be a bumpy one, especially in today’s competitive real estate market. But, once you jumped through all the hoops and signed all the paperwork, the…
5 Ways to Clean Your Gutters Safely
Though many homeowners and building owners find cleaning their gutters once or twice a year difficult, it’s worth the effort. Gutters are one of your home or building’s primary defenses…
Sewer/Water Backup Coverage vs. Flood Insurance: Do You Need Both?
As flooding and water backups become more common, many homeowners want to make sure they are covered for any kind of water damage. Homeowners are often surprised to learn how…
Homeowner’s Policy Quote: Why Do Insurance Companies Ask So Many Questions?
If you’ve ever filled out a form or called for a quote on a homeowner’s policy, you’ve probably noticed that the insurance company had questions. Lots of questions. Insurance agents…
Insurance Agent or Broker: What’s the Difference?
Several times a week, people ask us about the difference between an insurance agent and an insurance broker. Here's the short answer: An insurance agent represents a specific insurance carrier…
Natural Disasters Endanger Homes, Families … and Insurance Rates
When a natural disaster strikes, that fire, earthquake, hurricane or tornado isn’t just affecting people in the area. It’s affecting you and your insurance premiums. Two key takeaways: The increasing…