Shopping for commercial property insurance can be tedious and confusing. Or it can be incredibly straightforward and simple—but carry big surprises at claim time. We hope you never experience a claim. If you do, however, we especially hope that you…
When comparing insurance policies for your apartment building, make sure you understand the differences between Basic Form coverage, Broad Form coverage, and Special Form coverage. The first two might save you money in the short term. However, no one wants surprises…
Basement Rentals in New York—Legal or Illegal? Certain basement rentals in New York City are legal, while others are not. First and foremost, the subterranean space must be a basement, not a cellar. According to New York City law, the…
Even if you’re all thumbs when it comes to being handy, there are lots of free and low-cost resources to help you succeed at home maintenance and repair. One can even help you make the world a better place. Hands-On…
Several times a week, people ask us about the difference between an insurance agent and an insurance broker. Here's the short answer: An insurance agent represents a specific insurance carrier and has the power to bind a policy on behalf…
When was the last time you created a home inventory? Having this itemized list of possessions can help you recover from a potential insurance claim faster. First, sharing the home inventory with your insurance broker will help ensure you have…
We're always looking for new topics that might interest New York City landlords. Even so, we find that certain articles keep attracting new readers. Following are the top 3 articles on our site. "What NYC Building Owners Need to Know…
Owners of residential apartment buildings in New York City have certain landlord responsibilities for maintenance and safety. Many of these landlord responsibilities are outlined in multiple codes and laws, including the New York City Housing Maintenance Code (HMC) and New…
For many new landlords, making the switch from a homeowner's policy to a landlord insurance policy can be daunting. How do you balance the need to protect your investment with the equally pressing need to save money? To help demystify…
To support New York City's goal of contributing zero waste to landfills by 2030, the Department of Sanitation (DSNY) has expanded recycling programs for electronics, textiles and organic waste. In fact, DSNY recently reported two major milestones: e-cycleNYC has collected…