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covering multiple properties under once policy

Why Multi-Building Owners Benefit from a Master Policy

Many people think of co-ops and condos (aka condominiums and co-operative buildings) when they hear the term “master policy,” which protects one building with multiple owners. The owners/members all contribute to an insurance policy that protects the building and grounds,…

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NYC Landlord Building Maintenance

A Guide to Landlord Responsibilities in New York City

Owners of residential apartment buildings in New York City have certain landlord responsibilities for maintenance and safety. Many of these responsibilities are outlined in multiple codes and laws, including the New York City Housing Maintenance Code (HMC) and New York…

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what to do before filling landlord insurance claim

How and When to File a Landlord Insurance Claim

Landlord insurance protects building owners from financial loss due to property damage or liability claims. At City Building Owners Insurance, we help owners of apartment buildings, brownstones, and condominium and co-op building obtain the right insurance coverage at the best price. That…

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Do the signs point to a new New York City insurance agent?

6 Signs You Need a New Insurance Agent

Change is hard. Whether you’re considering a new insurance agent or a new hairstylist, it’s usually easier to stick with the one you have. But the one you have might be costing you—time, money or even both. After more than…

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Do you need an insurance consultant?

Should I hire an independent insurance consultant?

When buying commercial property insurance, smart shoppers look for two things: the right coverage and the best rates. But comparing commercial insurance policies isn’t always easy. Plus, building owners don’t always know which coverages to look for or which conditions…

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New York City building owners risk management

Risk Management for Building Owners

Building ownership, particularly for landlords, comes with inherent risks of loss. That’s why it’s especially important for owners of rental properties to have liability insurance as part of their risk management strategy. Beyond insurance, this article offers other best practices…

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