Tips for Landlords, Building and Home Owners
10 Ways to Lower Building Insurance Costs
When you get new insurance for your building or renew an existing policy, a representative from the insurance company will visit your property to evaluate it before setting your insurance…
Owner-Occupied Buildings: Why Building Owners Might Need Renter’s Insurance
While it might sound strange for a property owner to need renter’s insurance, this is often the case for owner-occupied buildings. A number of the building owners we insure in…
NYC Electronics Recycling: Solutions for Buildings of All Sizes
Electronic devices represent the largest, fastest-growing component of hazardous waste sent to landfills, and New York City prohibits residents from disposing of electronics in the trash. Fortunately, the city offers…
12 Tips to Avoid Kitchen Fires (and What to Do if One Occurs)
It isn’t just sharp knives and overindulgence in cooking wine that makes kitchens dangerous places. According to the National Fire Protection Association (NFPA), cooking fires are the leading cause of…
Home Replacement Cost vs. Market Value: What’s the Difference?
Homeowners often wonder why their home's replacement cost differs from its market value and how those two numbers should affect homeowners insurance decisions. Your home’s replacement cost reflects what it…
Warning Signs Your Home Could Need a New Roof
The roof is one of the most essential—and expensive—parts of your home. While a roof is built to last years, it will need to be eventually replaced. Also, the actual…
Eco-Friendly Appliances Offer Long-Term Savings and Environmental Benefits
When it comes time to replace appliances, low- to mid-price devices can save money up front while eco-friendly appliances typically carry a higher price tag. It can be tempting to…
Keep Your Basement Dry with These Tips
Nothing strikes terror into a homeowner’s heart like coming home to water flooding the basement. Unfortunately, climate change has made basement floods increasingly common. It’s not only a pain to…
Does Your Family Have a Home Safety Checklist?
Not unlike home inventories, many people don’t think about creating and maintaining a home safety checklist. Fortunately, most of us feel safe in our homes, and we don’t spend much…
Landlord Benefits of Eco-Friendly Appliances (and Other Green Changes)
Your apartment units will eventually need new appliances. You may be tempted to replace them with garden-variety, low- to mid-priced devices to save money and keep rents low. But consider…