Even though homeowners insurance provides critical financial protection, no one enjoys paying insurance premiums. It’s no surprise that many people think about filing a claim with their homeowners insurance when life throws the inevitable curveball. Not all claims are created…
Spring has officially arrived. Daylight Saving Time has returned. And as the weather turns warmer, many people are taking part in the ritual of spring cleaning. This practice often involves archiving and/or disposing of old documents, particularly as Americans gather…
Homeowners often wonder why their home's replacement cost differs from its market value and how those two numbers should affect homeowners insurance decisions. Your home’s replacement cost reflects what it would cost to rebuild your home from the ground up.…
The start of the year is a great time to think about upcoming changes and how to prepare for any unique challenges and adventures ahead. Consider making the following five New Year’s resolutions to make sure you have the right…
How much homeowners insurance should you get? If you say, “I paid this much for my house, so that’s how much insurance I need,” you should know that how the market values your home differs dramatically from how an insurance…
Insurance isn’t a “set it and forget it” deal. Treating it that way could mean you’re paying too much, aren’t adequately insured, or don’t have the right coverage. This is true for any type of insurance for two simple reasons:…
You’re excited to remove the “For Sale” sign at your new home or condo. A bit less exciting is selecting the right homeowners’ insurance for your new property. Choosing the right policy to protect your home is invaluable in the…
While homeowners insurance provides important financial protection against common losses, no one wants to go through the disruption and inconvenience of filing a claim. We’ve provided the information below in hopes of making the homeowners insurance claim process as smooth…
Do you have the right homeowners insurance for your property? While this shouldn’t come as a surprise, the time for an insurance policy review is before you need to file a claim. That’s why we recommend reviewing your insurance policy annually.…
According to a poll reported in the New York Post, most policyholders (79%) have read through their homeowners insurance policy at least once, while 30% say they frequently read their policy. However, nearly two-thirds (65%) of the 2,000 homeowners…