Tips for Landlords, Building and Home Owners
A Guide to Landlord Responsibilities in New York City
Owners of residential apartment buildings in New York City have certain landlord responsibilities for maintenance and safety. Many of these responsibilities are outlined in multiple codes and laws, including the…
A Guide to Fallen Trees and Insurance Claims
Your neighbor’s tree falls on your house or car. Or it’s your tree and your neighbor’s house or car. Or maybe the tree doesn’t fall, but a storm blows a…
A Homeowner’s Guide to Water Heater Safety
Water heaters are often forgotten as they sit in a utility closet, basement or garage until they break down and leave residents without hot water. Neglecting a water heater in…
7 Signs You Need to Update Your Property Insurance
Most people don’t think about their property insurance until something happens. But when was the last time you made sure your coverage was up to date? It’s far more painful…
Insurance Coverage for Life Estate Properties
What is a life estate and why do you need life estate coverage? Leaving a home to heirs that is currently occupied by a family member or someone else is…
Why You Need to Know Your Insurance Company Rating
Before purchasing a policy, you’ll want to make sure that the insurance company you choose will be able to pay you after a claim is approved. Insurance company ratings are…
Preparing for Flood Season: What You Need to Know About Floods and Flood Insurance
Here on the East Coast, the summer months not only bring people out of their homes to enjoy the outdoors, but it also brings hurricanes and floods. (The Atlantic hurricane season…
Homeowner Insurance and Building Insurance: Key Differences
People ask us all the time, what's the difference between homeowner insurance and building insurance? The answer typically comes down to whether you're insuring your primary residence or whether you…
Could Social Media Raise Your Insurance Premiums?
When you post photos of your new home addition on Facebook or Instagram, tweet about your vacation, or upload videos of your puppy to TikTok, Snapchat, and other social media…
How and When to File a Landlord Insurance Claim
Landlord insurance protects building owners from financial loss due to property damage or liability claims. At City Building Owners Insurance, we help owners of apartment buildings, brownstones, and condominium and…