Tips for Landlords, Building and Home Owners

If you own a rental property, you’ll want to make sure your landlord insurance includes Loss of Rents coverage. This special protection will replace lost income if a covered event…

Basement apartments in New York City have received extensive press as a potential solution to relieve the city’s ongoing housing crisis. Basement units can offer added revenue potential–but only when…

Landlords can require tenants to be responsible for sidewalk winter conditions per the lease agreement, but be careful. Even if you don’t live in the building and delegate responsibilities for…

People call our office all the time, wondering why multi-family building insurance is so much higher than homeowners’ insurance. Sometimes they’re even wondering why an insurance company declined to make…

New York City requires property owners to maintain the sidewalks adjacent to their properties. This requirement generally comes down to snow removal and sidewalk repair. Sidewalk violations The Department of…

You don’t discriminate against potential or current tenants. You’re careful to treat everyone equally. So why do you need Tenant Discrimination Insurance? Because your potential liability goes far beyond your…

For properties with three or more units, New York City law requires that building owners install and maintain window guards for apartments where a child age 10 years or younger…

What is considered Other Structures on homeowner’s insurance? You’d expect homeowner’s insurance to cover your home from damage, theft and liability. And it does. Your homeowner’s insurance can also offer…

When should you contact your insurance agent/broker or insurance company? Of course, you need to contact them to file a claim or when an event may lead to a claim…

As a landlord, you have insurance to protect your building against a fire, theft or other peril. Should you insist that the people living in it also have insurance? Can…